Create an account with your name, email, and phone number, then verify your email with the OTP code we send you.
Once verified, you get a dedicated UBA virtual account number. Transfer any amount to it from any Nigerian bank, and your Waroja balance updates instantly.
Use your wallet balance to shop the marketplace, hire a service provider or offer your own services, buy or sell digital products, or top up airtime, data, cable TV, and electricity — all from the same balance, no repeated card entry.
Complete paid tasks through Task-to-Earn, sell your own products/services/digital goods, refer friends, or grow savings automatically through a Waroja savings plan.
Move money out of your wallet to your linked bank account whenever you like, subject to standard withdrawal limits.